Does Target Accept Afterpay?

Do you have questions about your payment choices before making a significant purchase at Target?

Maybe you’ve only recently installed Afterpay and are itching to start shopping.

One of the most well-liked retailers in the nation, Target, is a favorite among Afterpay users.

Learn more about the drawbacks, advantages, limits, and limitations by reading on.

Does Target Accept Afterpay?

Does Target Accept Afterpay?

Target will take Afterpay, but only for online purchases.

Selecting it as your preferred payment option on or within the Target mobile app is all that is necessary.

One of the few drawbacks is that using “buy now, pay later” payment methods frequently results in spending limits at Target stores.

The minimum and maximum Afterpay purchases at Target are $1 and $1000, respectively.

Be careful not to exceed the maximum while adding products to your Target shopping cart online.

Whether you shop at Target or somewhere else, the following requirements must be met in order for you to access the service:

  • At least 18 years of age is required.
  • an American citizen or permanent resident
  • capable of getting a debit card

What Is Afterpay?

What Is Afterpay?

With Afterpay, a digital payment option, you can purchase items now and pay for them later without having to make a single, full payment.

The whole payment is divided into four equal installments when you make a purchase using the app, which you may set up on your phone and/or connect to your Apple Pay or Google Pay accounts. Each installment must be paid in full every two weeks.

The initial installment, which equals 25% of the entire purchase price, is required at the time of purchase.

Afterpay will be free to use as long as all of your payments are made on time.

How Can I Shop At Target Using Afterpay Service?


How Can I Shop At Target Using Afterpay Service?

Shopping on or in the Target app is simple when using your digital wallet.

Here are a few easy steps to take:

1. Register For An Afterpay Account

Make sure your account is active before taking any further action.

Visit the Afterpay US website or get the app for your phone to sign up.

2. Begin Your Shopping

After your account is created, you are ready to go.

Start shopping by simply visiting or downloading the Target mobile app.

Just remember that your total shouldn’t be more than $1,000.

3. Select Afterpay At Checkout

Afterpay will show up as one of your payment options during the Target checkout process, just like any other electronic payment method.

Make sure your order total falls within the minimum-to-maximum range if it’s not on the list or you can’t choose it as an option.

4. Finish Your Order And Start Making Payments

You will be charged the first payment (25 percent of the total cost) upfront when you use Afterpay to pay for items at Target.

Then, two weeks later, you must make your second payment.

Up until all of your payments have been made, this will occur three more times.

To make sure you don’t miss your payment due dates, the app will send you reminders.

To ensure that you never miss a payment, you can also set up automated payments.

What Are Some Of The Benefits Of Afterpay?

What Are Some Of The Benefits Of Afterpay?

The advantages of the time-saving Afterpay digital solution are listed below:

  • Purchasing now, paying later
  • As long as you make your payments on time, it is totally free.
  • Never pay interest on any purchases you make.
  • aids you in avoiding the hassle of applying for a credit card
  • No matter what your credit rating is, you can use and download
  • It is accessible in your digital wallet.

The biggest advantage of using Afterpay is without a doubt the opportunity to purchase what you want now and pay for it later.

In that, it enables clients to purchase the goods they desire and need without having to pay the full cost upfront, Afterpay functions similarly to a credit card.

Unlike credit cards, afterpay doesn’t check consumers’ credit or make them fill out applications.

And what’s even better than that?

The service never levies interest.

That’s accurate.

Only if you miss a payment deadline will you be assessed a fee.

In other words, Afterpay is a fantastic alternative to a credit card, at least for daily purchases and moderate investments, assuming you’re alright with money and know you’ll be able to pay every two weeks.

How Do I Setup My Afterpay?

How Do I Setup My Afterpay?

Downloading the Afterpay app from the App Store or Google Play Store, depending on your mobile device, is the quickest and simplest method to get started with the service.

Follow these instructions after downloading the app:

  1. Just open the app and enter your login information.
  2. Enter your credit card information by selecting the Card option and then adhering to the on-screen directions.
  3. Create a profile with your Afterpay Card.
  4. During checkout, start using your app.

How Do I Use Afterpay To Shop Online At Target?

How Do I Use Afterpay To Shop Online At Target?

  1. Select Afterpay as your method of payment at checkout.
  2. If you haven’t already, sign in to your Afterpay account to complete the transaction.
  3. Give new users the Afterpay payment information.
  4. If your initial order is approved, register for an Afterpay account.
  5. Downloading the Afterpay app and creating a password comes next.

Does Afterpay Charge Any Transaction Fees?

Does Afterpay Charge Any Transaction Fees?

If you pay all of your planned installments on time, using Afterpay won’t cost you anything more.

You will only need to pay the purchased item’s regular price in order to complete the four installments.

There is a $10 late payment fee for unpaid installments, and an additional $7 fee for those not paid within seven days.

Who Is Eligible To Use Afterpay In Target?

Who Is Eligible To Use Afterpay In Target?

The following prerequisites for Afterpay checkout must be met by every authorized store in the US:

  • If you reside in Alabama or Nebraska, you must be at least 18 years old.
  • To apply, you must be a US citizen or a resident of Washington, DC.
  • You ought to be able to get into a contract that is enforceable.
  • is required to give a working US address.
  • Your phone number and email address must be current.
  • You must own a credit or debit card issued in the US in order to use this service.

How Afterpay Aids Your Online Shopping At Target?

How Afterpay Aids Your Online Shopping At Target?

The Afterpay mobile app has a list of every retailer in the US that accepts Afterpay as a mode of payment.

Simply download the app, visit an authorized online retailer, and use Afterpay.

You can use the app to get the name of a local store so that you can make a purchase and pay later without feeling awkward.

You may utilize Afterpay at Amazon, Walgreens, and Kroger in addition to Target.

Is Every Order On Target Approved by Afterpay?

Is Every Order On Target Approved by Afterpay?

Afterpay does not always approve orders.

Afterpay is committed to encouraging sound money management.

It is possible that your order will be declined, even though the order sum is less than your anticipated spending cap.

This is so that Afterpay can take various factors into account when approving orders.

You may have spending limits of your own, but the store where you are making the purchase may have extra limitations as well.

When determining which orders to allow, Afterpay considers a variety of factors.

For instance, you’re more likely to be allowed to spend more the longer you’ve been an Afterpay user and the more orders you’ve successfully reimbursed.

What Do I Need To Consider When Using Afterpay?

What Do I Need To Consider When Using Afterpay?

What to think about when utilizing Afterpay is as follows:

  • Does your card have enough funds on it? (Check the order value on the card you are using to see the first payment amount that is available for spending.)
  • When did you start using Afterpay? (After order clearance in the first six weeks is more stringent.)
  • If paying off a portion of your debt is advantageous (not compulsory).
  • Whether the order you’re trying to place will help lessen the overall cost of your shopping basket (not compulsory).
  • The number of orders that are now “open” on Afterpay for you (not compulsory).

Is It Safe To Use The Afterpay Card In My Digital Wallet?

Is It Safe To Use The Afterpay Card In My Digital Wallet?


It’s safe and secure to use an Afterpay card with your digital wallet.

For any transaction made through the Apple Wallet or Google Wallet apps, Afterpay requires user identification.

Let’s look more closely.

1. Purchasing Through Apple Wallet

Apple Pay requires identification for each transaction through Face ID, Touch ID, or your device passcode.

2. Purchasing Through The Google Wallet App

Google Pay will request that you unlock your smartphone using your selected authentication method for purchases above $50.

You can only complete a certain amount of transactions under $50 with a locked screen before your device needs to be unlocked in order to proceed.

Can I Use My Afterpay Card To Return An Online Purchase From Target?

Can I Use My Afterpay Card To Return An Online Purchase From Target?

If the store does not permit online returns in-store, you must adhere to its online return policy if you use Afterpay.

You can return online items purchased from Target using Afterpay.

This is how you do it:

You can exchange or return the item in-store with a valid receipt.

Afterpay purchases made at can be returned by mail by using their online return portal.

Returns must follow the company’s return guidelines.

Follow these steps to return an item to a Target location or our online return center:

  • Log in with your Target account.
  • Visit or the Target app/Purchases to choose your purchase.
  • Locate and choose the order.

Next, choose Return item.

  1. Select one of the following possibilities:

re-enter the store:

  • Bring the barcode to the shop so their personnel can handle your return.
  • Mailing a return:
  • Pick a returnable item.
  • From the drop-down menu, select a justification for the return, then click Continue.
  • After choosing to Replace an item or Refund the item, click Continue.
    Specify the shipping address.
  • Go to your account to add or modify an address.
  • To print your mailing label, choose to Submit from the drop-down menu, then choose Print Mailing Label. Then just follow the on-screen directions.
  • Include the original item and all accompanying packing and accessories.
  • If you return the incorrect item and Target has already processed your refund, they may charge you for the original purchase price.
  • Glue the return label to the outside of the package.
  • Send your package to a UPS-approved location for delivery. Go to to locate a drop-off location.

How Do I Mail Back An Online Purchase From Target Through The Afterpay App?

How Do I Mail Back An Online Purchase From Target Through The Afterpay App?

You may put off making a payment if you anticipate receiving a refund.

  • In the Afterpay app, click the “Orders” icon.
  • Select an order to get back to it, then scroll down to see the order particulars.
  • Select “Return Order.”
  • Click on “Mailing a return.”
  • Select the relevant return data.
  • When you’re done, you’ll get a confirmation that the payment was transferred successfully.

Where Can I View My Previous Target Afterpay Purchases?

Both your online account and the Orders page of the Afterpay app provide you access to your Target shopping history.

Tap an order to view all of the information about it.

Dates of payments completed repayments, and more are included.

Can I Pay Target Less Than The Full Installment Amount?

Can I Pay Target Less Than The Full Installment Amount?

With Afterpay, you may “Pay what you can, when you can.”

However, if you log in using the Afterpay URL rather than their mobile app, you can use the new pay part payment feature, which is only available when you use that URL to access the website.

How to do it is as follows:

  1. In order to access your account, go visit
  2. Decide on a payment schedule.
  3. Opt for View Order.
  4. Click the new “Make a payment” button that is located immediately below the order summary.
  5. You can now input your payment information on a new screen. If you’d like, you can submit the full installment amount or the full amount of the unfulfilled order. Your payment history is updated in the payment schedule.

What Happens If I Am Unable To Make A Timely Afterpay Payment To Target?

What Happens If I Am Unable To Make A Timely Afterpay Payment To Target?

Don’t freak out.

There is no “blacklist” for Afterpay!

However, if you miss a payment, Afterpay will immediately freeze your account and prevent you from using their service again until all of your outstanding payments are made.

Because their system takes into account a number of factors, including late payments, when setting spending restrictions, your spending limit can also be decreased.

Your Pulse Rewards tier could be impacted if you miss a payment.

If you continue to have trouble making your Afterpay payment for an extended period of time, you can be permanently prohibited from utilizing their service.

For further information, get in touch with their customer service department.

All of Afterpay’s efforts are ultimately intended to help you manage your spending.

Is It Possible To Register Afterpay During Target’s Checkout Process?

Is It Possible To Register Afterpay During Target’s Checkout Process?


The Target store makes it simple to join up for Afterpay even during checkout.

It is a quick and easy process that only takes two minutes.


In conclusion, Target in the US accepts Afterpay! It can be used on the Target website or through the app, but not in person. Additionally, there are some restrictions while utilizing Afterpay, such as a $1000 transaction cap. Check out one of the various “buy now, pay later” services that Target allows if you’re seeking another way to pay for your purchases there.

Happy shopping, and thanks for reading! We trust that the information in this article about using Afterpay at Target was useful. The next time you plan to purchase at Target, make sure to take advantage of it! Gratitude for reading!

Have you previously utilized Afterpay at Target? Tell us in the comments section below!

Frequently Asked Questions (FAQs)

Can you use Afterpay in-store at Target?

Unfortunately, Target no longer recognizes Afterpay as a recognized means of payment in its American stores. Although the reason why Target stores stopped accepting this type of payment in person is unknown, we can confirm that it is no longer an option.

Does Target have Afterpay or zippy?

Yes, as long as you meet the requirements, Afterpay can be used to pay for Click and Collect orders placed at Zip Pay is one of the many “Pay Later” payment methods offered by Target Click & Collect.

Can you use Afterpay at any store?

Afterpay is available both online and in-person. If you shop online, you can use Afterpay at any merchant you choose, whether or not that retailer offers it as a payment option at the checkout.

Does Walmart accept Afterpay in-store?

Conclusion. Despite not accepting Afterpay, Walmart nevertheless allows customers to “purchase now, pay later.” If you want to pay for your purchases from Walmart in monthly installments, consider utilizing the Affirm app, which you can use to finance both in-person and online purchases.

Can I use Afterpay at Amazon?

You might have questions about payment alternatives if you intend to shop at Amazon. Although Amazon supports a wide range of payment methods, Afterpay is not one of them.

Does Target accept Klarna in-store?

Klarna is a payment method accepted by Target. Only the Target website or app and online transactions are permitted with Klarna. For Target in-store purchases, Klarna is not yet supported.

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